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Purchase Refinance
SmartEstimate Example

Rates for August 17, 2022

Mortgage Purchase All Mortgage Rates 0 Points Rate APR
VA Fixed 4.875% 5.094%
FHA Fixed 4.875% 5.047%
Conventional Fixed 4.999% 5.019%
Click here to view rate assumptions.

VA Fixed

Purchase Mortgage Rates are as of 2022-08-17 and are subject to change without notice. APR means Annual Percentage Rate. The interest rate and APR presented assume the following: $260,000 loan amount, 100% loan-to-value, subject property located in the United States where Loan Verify Inc. holds an active mortgage lender or mortgage broker license, owner-occupied primary residence. The principal and interest payment is $1,407.59. Example loan term is for 30 years. Property taxes and homeowners insurance, not included. Availability based on creditworthiness.

FHA Fixed

Purchase Mortgage Rates are as of 2022-08-17 and are subject to change without notice. APR means Annual Percentage Rate. The interest rate and APR presented assume the following: $260,000 loan amount, 96.50% loan-to-value, subject property located in the United States where Loan Verify Inc. holds an active mortgage lender or mortgage broker license, owner-occupied primary residence. The principal and interest payment is $1,400.02. Example loan term is for 30 years. Property taxes and homeowners insurance, not included. Availability based on creditworthiness.

Conventional Fixed

Purchase Mortgage Rates are as of 2022-08-17 and are subject to change without notice. APR means Annual Percentage Rate. The interest rate and APR presented assume the following: $260,000 loan amount, 80% loan-to-value, subject property located in the United States where Loan Verify Inc. holds an active mortgage lender or mortgage broker license, owner-occupied primary residence. The principal and interest payment is $1,395.58. Example loan term is for 30 years. Property taxes and homeowners insurance, not included. Availability based on creditworthiness.

30-Year Fixed Rate Mortgage

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  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • 50Y

15-Year Fixed Rate Mortgage

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  • 1Y
  • 3Y
  • 5Y
  • 10Y
  • 31Y

Loan.Academy

loan.academy™ is a comprehensive and interactive guide to all things related to loans. Empower and educate through articles, faqs, and videos. We believe in transparency - loan.academy™ is available to all clients, potential clients, real estate agents, and financial advisors. This product is currently in development and will be available shortly.