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No Lender fees and a low rate.

For Borrowers

5 step process to a mortgage. Transparency on rates and fees. Eliminate chaos. Gain certainty.

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Purchase Refinance
SmartEstimate Example

Rates for May 26, 2022

Mortgage Purchase All Mortgage Rates 0 Points Rate APR
VA Fixed 4.500% 4.715%
FHA Fixed 4.500% 4.668%
Conventional Fixed 4.999% 5.019%
Click here to view rate assumptions.

VA Fixed

Purchase Mortgage Rates are as of 2022-05-26 and are subject to change without notice. APR means Annual Percentage Rate. The interest rate and APR presented assume the following: $260,000 loan amount, 100% loan-to-value, subject property located in Colorado, owner-occupied primary residence. The principal and interest payment is $1,347.68. Example loan term is for 30 years. Property taxes and homeowners insurance, not included. Availability based on creditworthiness and when LoanVerify is the direct lender.

FHA Fixed

Purchase Mortgage Rates are as of 2022-05-26 and are subject to change without notice. APR means Annual Percentage Rate. The interest rate and APR presented assume the following: $260,000 loan amount, 96.50% loan-to-value, subject property located in Colorado, owner-occupied primary residence. The principal and interest payment is $1,340.44. Example loan term is for 30 years. Property taxes and homeowners insurance, not included. Availability based on creditworthiness and when LoanVerify is the direct lender.

Conventional Fixed

Purchase Mortgage Rates are as of 2022-05-26 and are subject to change without notice. APR means Annual Percentage Rate. The interest rate and APR presented assume the following: $260,000 loan amount, 80% loan-to-value, subject property located in Colorado, owner-occupied primary residence. The principal and interest payment is $1,395.58. Example loan term is for 30 years. Property taxes and homeowners insurance, not included. Availability based on creditworthiness and when LoanVerify is the direct lender.

30-Year Fixed Rate Mortgage

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  • 3Y
  • 5Y
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15-Year Fixed Rate Mortgage

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  • 3Y
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Loan.Academy

loan.academy™ is a comprehensive and interactive guide to all things related to loans. Empower and educate through articles, faqs, and videos. We believe in transparency - loan.academy™ is available to all clients, potential clients, real estate agents, and financial advisors. This product is currently in development and will be available shortly.